• emly-card

    The World's First

    AI - Powered

    Lending Network.


    Up To $500,000 in a Revolving Line of Credit

    Quick Application & Same Day Approval

    0.5 - 1.5% Interest (see terms below)

    No Nasty Credit Checks*

  • We're 100% Dedicated To Making Your Business Thrive

    We take the time to understand your goals and pain points to carve out a credit plan that's right for you

  • We Got Your Back

    Our no-fuss no-nonsense approach to credit is something you can't find anywhere else

    Personalized Service

    We Work With You In Mind

    Manual underwriting process, we review each application diligently to ensure you get the funds at a rate your business deserves.

    No Impact On Your Credit

    We Keep Your Credit Safe.

    Rest assured your credit score is safe. You SSN is only used to verify ownership and as a required background check.

    Military Grade Encryption

    Your Personal Data Is Safe

    All information processed by Emly is encrypted with industry-standard SSL encryption (128-bit.)

    Same Day Approval

    Review Approvals Quickly

    After using our online portal, you can expect an advisor to reach out to you to discuss approvals within the same day.



  • As Easy As 1-2-3

    We'll get you from got started to got funded in no time.


    Apply in Minutes

    Our online wizard makes it easy to transfer your information securely and efficiently.


    Review Options

    Our team will generate offers for you within hours to review, keep an eye on your inbox!


    Receive Funds

    Once you've chosen the option you love, you can expect the funds in your account within 24 hours.


    The Best Choice, is the Emly Choice.

    Introducing Dual-Track Funding

    Dual track funding from Emly is a short-term AND long-term financing solution that helps you bridge the gap while simultaneously working with us on long-term funding. With minimal paperwork to complete and flexible repayment options, bridge funding is an ideal solution for businesses that need a quick solution to cashflow problems, and with sustainable rates and terms, long-term funding is the ideal permanent financing solution. You’ll get immediate access to capital to use for a number of situations while we work on your long term funding solution such as:

    • Taking advantage of a lucrative business opportunity
    • Making a strategic acquisition
    • Stocking up on inventory
    • Purchasing new equipment
    • Covering operating expenses